What Planaroo will not do
- No ads. There are none in the app and there will not be.
- No selling or sharing your data. Your budget lives on your phone. What little we hold (reminder times, an opt-in board entry, an encrypted backup we cannot open) is described in plain words on the privacy page.
- No charge to get your own numbers back. You can download a backup of everything at any time, free.
- No bank login. Planaroo never asks for one.
Keeping it up to date
Tax rates change every July. When the ATO publishes the new rates, Planaroo is updated and checked against them before they take effect, and the change is listed below. If a rate or threshold is ever wrong, tell us and it will be fixed and listed here.
What has changed
Plan and growth rings
11 October 2026
A seven-step plan on the Home screen, an opt-in days board that shows days and never dollars, and a shareable growth ring picture that shows no money at all.
Locked backup
11 October 2026
An optional backup that is locked on your phone with a recovery word only you know, so a lost or wiped phone can restore itself and we still cannot read it.
Payday reminders and the payday fill
10 October 2026
One opt-in notification on payday, a hold-to-fill screen for each bill, streaks with a free pass, and a safe-to-spend figure for today.
Fixes
10 October 2026
Business access codes are now checked on the server. A damaged backup file can no longer break the app. Long names no longer push the screen sideways, and very large amounts and dates are caught with a clear message.
Made in Cairns by Siezar De Waal. Questions: hello@planaroo.com.au.