$828 is the average Australians planned to spend on Christmas 2025 (Compare the Market survey of 1,004 people, Oct 2025). Change it to your own number.
Why bother?
In that same survey, 41% of Australians planned to use credit cards, personal loans or buy now pay later to pay for Christmas. Finder found about 1.3 million Australians went into debt over the 2025 holidays, owing an average of $1,581, with most expecting it to take one to five months to pay off. A little put away each pay avoids that.
Do this for every big bill, automatically
The Planaroo app does this for Christmas, rego, insurance, council rates and the quarterly power bill: it tells you what to put away each pay, and one tap on payday tops them all up. Works for weekly, fortnightly or monthly pay, with 2026-27 ATO tax built in. Your numbers stay on your phone.
Try the free demoGet the app · $19
Sources: Compare the Market, 2 Dec 2025; Finder, 21 Jan 2026.
